Ownership of Site, Trademarks and Copyrights
Family Management reserves all rights with respect to copyright and trademark ownership of all material on this Site, and Family Management will enforce such rights to the full extent of applicable law. Nothing on this Site shall be construed as granting any license or right to use any image, trademark, service mark, and/or logo. Downloading, copying, and/or printing individual pages and/or parts of this Site are not permitted and will not transfer title.
Explicit attribution to Family Management must be made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Any reproduction, republication, and/or distribution of this Site and/or any material contained therein requires the express written consent of Family Management.
Restrictions on Offer, Solicitation and Distribution
This Site is not directed at, or intended for distribution to, or use by, any person or entity who is a citizen or resident of, or located in, any jurisdiction where such distribution, publication, availability, and/or use would be contrary to applicable law or regulation and/or which would subject Family Management to any registration or licensing requirement within such jurisdiction.
Nothing on this Site shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including, but not limited, to any securities, financial instruments, services, and/or other investments or investment advice.
The information in this Site is descriptive of Family Management as a whole, and the services, securities, and financial instruments described may not be suitable for everyone and/or available in every jurisdiction, or may only be available through Family Management upon being properly licensed to offer such services, securities, and/or financial instruments in such jurisdiction.
Family Management will not treat users of this Site as clients by virtue of accessing this Site. Users of this Site should seek the advice of their independent financial adviser prior to making any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax, or accounting advice of any kind.
Risk Considerations
Past performance is not an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Investing entails risks, including possible loss of principal.
The price of, value of, and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility and may experience sudden and large falls in their value. Losses may equal or exceed your original investment.
Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price, and/or income of such securities or financial instruments.
Some investments may not be readily realizable and it may be difficult to sell or realize those investments. Similarly, it may prove difficult to obtain reliable information about the value, or risks, to which such an investment is exposed.
There are also special risk considerations associated with international and global investing (especially emerging markets), small-company investing, single-industry funds or investment strategies, single-country or regional funds or investment strategies, or other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives.
Investors in securities assume these risks.
Disclaimers and Cautionary Statement Regarding Forward-Looking Information
All opinions and estimates expressed in this Site constitute Family Management’s judgment as of publication and do not constitute general or specific investment, legal, tax, or accounting advice of any kind.
This Site contains statements that constitute forward-looking statements. Family Management may also make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to future economic performance or prospects; the potential effect on future performance of certain contingencies; and assumptions underlying any such statements. Words such as “believes,” “anticipates,” “expects,” “intends,” and “plans” and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. Family Management does not intend to update these forward-looking statements except as may be required by applicable laws.
By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections, and other outcomes described or implied in forward-looking statements will not be achieved. Family Management cautions any user of this Site that that a number of important factors could cause results to differ materially from the plans, objectives, expectations, estimates, and intentions expressed in such forward-looking statements. These factors include, but are not limited to: (i) market and interest rate fluctuations; (ii) the strength of the global economy in general and the strength of the economies of specific countries; (iii) the effects of, and changes in, fiscal, monetary, trade, tax policies, and currency fluctuations; (iv) political and social developments, including war, civil unrest, and/or terrorist activity; (v) the possibility of foreign exchange controls, expropriation, nationalization, and/or confiscation of assets; (vi) operational factors such as systems failure, human error, and/or the failure to properly implement procedures; (vii) actions taken by regulators; (viii) the adverse resolution of litigation and/or other contingencies; and (ix) success at managing the risks involved in the foregoing. The foregoing list of important factors is not exclusive; when evaluating forward-looking statements, Users of this Site must carefully consider the foregoing factors and other uncertainties and events.
Information and opinions presented in this Site have been obtained or derived from sources believed to be reliable, but Family Management makes no representation as to their accuracy or completeness.
Family Management maintains the right to delete or modify information on this Site without prior notice.
Family Management may, to the extent permitted by applicable law and/or regulation, participate or invest in transactions with the issuer(s) of securities referred to in this Site, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or options thereon.
Family Management may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions it presents on this Site, or the research or analysis on which such information or opinions are based, before the material is published.
Family Management may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented in this Site. Those reports reflect different assumptions, views, and analytical methods, and Family Management is under no obligation to ensure that such reports are brought to your attention.
The information and materials contained in this Site — and the Terms of Use — are subject to change without notice.
Eligibility for particular investment options or services is subject to final Family Management determination and acceptance.
No Warranty; No Liability
THE INFORMATION ON THIS SITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS. FAMILY MANAGEMENT MAKES NO WARRANTY THAT ACCESS TO THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT VIRUSES OR OTHER HARMFUL COMPONENTS WILL NOT BE TRANSMITTED IN CONNECTION WITH THE USE OF THIS SITE. FAMILY MANAGEMENT HEREBY EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND/OR REGULATION, ALL WARRANTIES, EXPRESS, STATUTORY, OR IMPLIED, REGARDING THIS SITE AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THIS SITE AND ITS CONTENTS, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR USE, AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING, AND/OR USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE APPLICABLE LAWS AND/OR REGULATIONS OF ANY JURISDICTION. FAMILY MANAGEMENT DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS, AND/OR AVAILABILITY OF THIS SITE OR THE INFORMATION AND/OR RESULTS OBTAINED FROM USE OF IT.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF ANY APPLICABLE LAW AND/OR REGULATION SHALL FAMILY MANAGEMENT BE LIABLE TO ANYONE FOR ANY DAMAGES ARISING IN TORT, CONTRACT, STRICT LIABILITY, AND/OR OTHERWISE FROM ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT, REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, AND/OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF FAMILY MANAGEMENT KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM, AND/OR DEMAND.
Links to Other Websites; Content of Other Providers
Activating certain links on this Site may cause you to leave this Site. Such links, addresses, and/or hyperlinks are provided solely for convenience and information. Family Management has not reviewed any of the websites linked with or connected to this Site, or which provide links to this Site, and does not accept any liability for their contents, the offered products and/or services, or any other offers. Using links from this Site to any website not owned by Family Management is at your own risk.
Choice of Law; Jurisdiction
Any dispute arising in connection with this Site shall be governed by the laws of the State of New York without reference to choice of law or conflicts of laws principles. The Courts of the State of New York shall have exclusive jurisdiction to settle any dispute that may arise out of, under, and/or in connection with this Site and/or the Terms of Us, and all users of this Site consent to the personal jurisdiction of those courts for purposes of litigating any such action. Family Management and any investment vehicles managed by Family Management shall retain the right to bring proceedings in any other competent forum.
Indexes
Comparative indexes are unmanaged, do not reflect the payment of advisory fees and other expenses associated with an investment, and may not reflect the reinvestment of dividends. Investors cannot invest directly in an index.
FDIC Disclaimer
Securities (including shares of mutual funds), alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by, Family Management.
Integration and Severability
If any provision(s) of the Terms of Use are deemed unlawful, void, or for any reason unenforceable, then that provision(s) will be deemed severable from the reaming Terms of Use and will not affect the validity and enforceability of the remaining provisions.
The Terms of Use represent the entire agreement between Family Management and the user of this Site relating to the subject matter herein.
Tools
The use of tools does not guarantee investment performance.
Electronic Mail
Electronic mail (Email) submitted to this Site should be considered neither secure nor confidential. Family Management makes no representation whatsoever concerning the security or confidentiality of Email submitted through this Site and makes no representation that any Email submitted through this Site will be received by Family Management.
Any communications and/or material transmitted to this Site by Email or otherwise, including data, questions, comments, and/or suggestions will be treated as non- confidential and nonproprietary and will become the property of Family Management. Such communications and/or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and/or posting. Furthermore, Family Management is free to use any ideas, concepts, know-how, and/or techniques contained in any communication send through this Site for any purpose whatsoever, including, but not limited to, developing and/or marketing products using such information.
